Hi am Relationship Manager in Pvt Mnc Bank, doing lot of 3rd party selling i.e insurance,mutual funds investment. SME loans,Health insurance,Business Installment loans, home loans/mortgage loans and above that Banking without portfolio. Its pretty tough don't you think today's Pvt Mnc bank asking too much.I think Banking in India lost its sheen, coz of more revenue generated -business from 3rd party sales, pls give comments, what do you guys think abt todays' banks routing to?